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IJOVIAPAY PAYMENTS FOR A BRIGHTER AFRICA
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Payment infrastructure for modern businesses

Powering Modern Financial Transactions at Scale

Build, collect and manage payments with developer-first infrastructure for payment APIs, virtual accounts and secure transaction events.

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Secure by design Developer-first Built for scale
INFRASTRUCTURE CAPABILITIES

The financial layer behind your product.

Everything your engineering team needs to build reliable payment and collection experiences without rebuilding the infrastructure underneath them.

01
PAYMENT INFRASTRUCTURE

Payment APIs

Initiate, process, and reconcile payments through programmatic infrastructure designed for modern applications.

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PAYMENT ROUTING OPERATIONAL
REQUEST API
ROUTER IJOVIA
RESULT SETTLED
Provider A Provider B Fallback ready
02
COLLECTION INFRASTRUCTURE

Virtual Accounts

Provision dedicated bank accounts for customers and make incoming deposits easier to identify, match, reconcile and manage.

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03
EVENT INFRASTRUCTURE

Secure Webhooks

Receive authenticated, idempotent event notifications for transaction and ledger updates across your integration.

Explore webhook security
POST /webhooks/payment 200 OK
event : "payment.success"
reference : "txn_8F21A9"
amount : 250000
signature : "verified"
Authenticated Idempotency checked Event processed
BUILT FOR DEVELOPERS

Your payments. Your infrastructure.

Integrate once and build your payment experience around APIs designed for predictable engineering workflows.

Read the documentation Developer portal
payments.php 
POST /api/v1/payments

{
    "amount": 250000,
    "currency": "NGN",
    "reference": "order_8F21A9"
}

✓ payment request accepted
READY TO BUILD?

Build the financial infrastructure your product deserves.

Start building with IJOVIA PAY and create reliable payment experiences without rebuilding the infrastructure underneath them.

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